Raised mole on my neck with what appears to be a white spot in it. Is it normal or should I get it checked out? (photo)

Unless you are a board certified surgeon it would be unwise to attempt to do this by yourself. Please book in with your local doctor for an examination with a view to removal. 

Moles with abnormal cells are called atypical nevi. They are felt to be pre-cancerous. In our office, we will do an excision with suture closure to get clear margins for all moles that have moderate to severe atypical cells

Mole excision extends through the skin but not down to the level of muscle. That is deeper and untouched.  It is not uncommon to have some soreness after a mole removal particularly in an area that is constantly moving such as your back, between your shoulder blades. It is encouraging that...

It is recommended to let the spot heal without a band aid on it. If the biopsy results came back clear and no further work is necessary, the healing process may be slow-but nothing to worry about.

A combination of shave removal and V-Beam laser would be best to remove this mole without any scars and residual pigmentation.  Please consult an expert in mole removals for the best cosmetic results.  Best, Dr. Green

If you are concerned with the moles, the best option is to go to a Dermatologist to have them checked. Otherwise, Aloe Vera is not a known or recommended treatment for removing moles.