I'm a 35 Year Old Latina Who Has Suffered from Earlobe Keloids for Years. I've Had 5 (4 with Kaiser and 1 in Mexico) all that came out of those surgeries were bigger keloids. It's so embarrassing!! I recently added PPO to my medical insurance hoping to find a specialist that will take my insurance. Is there any keloid specialist in Southern California that takes PPO insurance? Please help!!