Tummy Tuck with No Money Upfront

I understand how concerned you may be over the state of your mid-section, especially since you’ve had 5 children. Many surgeons offer financing. Basically, you sign up with the financing company, and then make monthly payments until you pay off the surgery. Interest rates depend on what is arranged by the financing company. Usually, this allows you to pay for your tummy tuck over several months, at just hundreds of dollars each month.

A tummy tuck, and other plastic surgery, can be financed either using a credit card or through a company called CareCredit.  You can even apply for care credit on line and find out which surgeons in your area accept it as payment.

Pricing really depends on the surgeon, location and type of tummy tuck. Generally speaking, mini tummy tucks range from $6000 to $7000 while full tummy tuck are more, ranging from $8000 to $9000. Since you mention you have had five children, you may need a full tummy tuck. However, you should discuss this with your surgeon. You can request financing, which is normally done through a third party. The financing company would pay for your surgery on your behalf, and then you would just have to pay the financing company monthly installments.Another factor that should be considered is if liposuction is performed as well. If yes, this may be more or integrated into the price. 

Unfortunately, history is the reason why surgeons request money up front. Too many patients in the past, have good intentions but do not follow up with their plans on payment, leaving the surgeon high and dry despite delivering the goods. Contact a surgeon with whom you would prefer to have a surgery and have him/her discuss financing options.

There are financing options offered by surgeons. The financing company pays off your surgery for you, and then you make monthly payments to the financing company. These payments can be just a couple hundred a month. When you find a surgeon, ask about this option.

Many plastic surgeons (including myself) work with 3rd party financing companies such as Care Credit that can provide payment plans including interest free programs. Some centers provide internal financing; however, the quality and safety of these centers widely vary.  

I always suggest to my patients that they avoid debt as much as possible when undergoing elective plastic surgical procedures. 

Costs of surgery will vary from region to region and from surgeon to surgeon;  please don't make this the primary factor in choosing your plastic surgeon.  Experience, safety record, and quality of work will matter most.  it would be much better to save up have the procedure done correctly;  revisionary surgery can be more costly (in many ways).

 Best wishes.

No there are no PS who act as a bank. Finance companies exist but I assume your credit is low. So in house financing is really no done. Sorry from MIAMI DR. B

Can you get a new car with no money upfront, or a mink coat? If you want a luxury you need to pay for it or take out a loan to pay for it. There are companies that lend money for cosmetic procedures, but you need to have decent credit -- or save up for it.

You should go through a company like Care Credit which can help you finance the surgery.  No good plastic surgeon will do the surgery without payment in full up front.