Do I need a neck lift at 38? (Photo)

I am a 38 year old female who is very distressed by my poor lower profile. I have the beginnings of jowls, turkey neck, and a double chin. I've always had a slight double chin, even at my thinnest. There's a genetic tendency toward this on my mother's side. The neck tends to look "dropped" after a certain age.I also feel that my cheeks lack volume. I'm currently on treatment 2 of 4 of microneedling to firm my face and neck, but is this enough for now? I am also about 15 lbs overweight with posture issues.