Lower Eyelid Surgery to Prevent Lower Lashes Poking Eyes?

Hi, I went to my optometrist and he noticed my lower lashes poking my eye and how it grows inward. This has been a constant problem that I have to pluck them because they really do grow straight up blocking my vision. He said it will be covered by insurance since this is a medical issue so wanted to make sure if this was true? Should a plastic surgeon perform this for me? He also said it's common was Asians to have this problem. Thanks!