Mid 20's and developing loose skin under my chin/loosing neck elasticity? What would my options be? (Photos)

The small area you circled appears to be a band that can easily be treated with Botox.  Medical grade skin care and sun protection will help slow the aging of the neck. Best of luck!

It seems that you are doing all the wise maintenance treatments for the contour of the neckBands that appear at this age are more likely to be overactive platysma  and could be improved with botulinum toxin  treatments (Botox or equivalent).It is too early to consider the surgical options and will be preferable to use nonsurgical intervention at this stage. For the contour of the jawline the photographs do not show significant enough problems to warrant treatments, but if  visibility is more significant when examined in person, this can be evaluated in a consultation.

Hi Littlemissyvette,Thank you for sharing your Question and photos,Going by the photos you have sent in, you might wish to try the non surgical route, You may want to a wait until you have sagging and ageing skin, and have a facelift and neck lift combined, for now you might want to look at something simple like Botox.which done well will give you a realistic outcome.Speak to your clinician, as to what would work for you and your desired look.All the best