How much of a deposit is required if I get financed?

Question

How much of a deposit is required if I get financed? Do ps offer in house financing? I desperately need a mommy make over after my 4 kids. So trying to figure all this out before I start making appointments. Thanks

S. Larry Schlesinger, MD, FACS · Answer

Congratulations on approaching your Mommy Makeover surgery in such an intelligent and organized fashion.The Mommy Makeover, while yielding almost always incredible results, requires a serious commitment of time, economic resources, and planning and putting into place a great support system.  People such as you, who get all their ducks in a row before even talking to a Board Certified plastic surgeon, have more reasonable expectations (and they are usually surprised that they get better results than they anticipated), the recovery goes better and they are back to the real world faster.That being said, the specific answer to your question is all over the board.  Some plastic surgeons require a 10% deposit, some a 20%, and some no deposit at all.  As far as in house financing is concerned, the majority of plastic surgeons that I know have a relationship with financing companies that work specifically with plastic surgeons.  There are several companies out there, including some of the larger banks. that lend money specifically for cosmetic surgery through cosmetic plastic surgeons' offices.  I am sure you realize this, but not all plastic surgeons are created equal.  Continue your research to determine the top three Board Certified plastic surgeons in your area for your Mommy Makeover without consideration as to price or financing.  Have consultations with all three, then work on the financing with the patient care coordinator at each office.  Financing and down payment are certainly important.  However, once you found the right Board Certified plastic surgeon for you, it may be necessary to postpone the surgery to garner the finances necessary for the down payment, etc.  Surgery done correctly by a great Board Certified plastic surgeon is always less expensive in the long run.

Michael S. Beckenstein, MD · Answer

Every plastic surgeon has their own financial arrangements and options for patients. There are lending agencies, credit unions specific for plastic surgery. Credit cards and combination of payment plans are available as well as loans from your bank. Before you visit with a board certified plastic surgeon, ask to speak with the financial advisor to obtain this information.

Tom J. Pousti, MD · Answer

Thank you for your question.Every office differs when it comes to how they work with financing companies and exactly what they do in regards to "financing through the office".  You would need to visit with some board certified plastic surgeons and see exactly what their process is...There are many financing companies that you can apply with online who will pay the surgeon prior to surgery and then you will have monthly payments to them.  Happy New Year!

Allen Gabriel, MD, FACS · Answer

Great question.  Deposits vary from office to office and each office can have recommendation for a company that you can use to finance your surgery.  Some offices can help you with the process.   I would find a board certified plastic surgeon in your area and ask for financing options.  Best of luck.

Kenneth Hughes, MD · Answer

The deposit will vary office to office.  Financing companies can help address some of your concerns.  Kenneth Hughes, MDLos Angeles, CA

William Andrade, MD · Answer

I think you will find a wide range of financing options depending on the clinic/surgeon you choose.  There are many firms that specialize in medical financing and their terms and interest rates vary so it is worth doing your homework in your particular region.  Your PS will be able to provide detailed information or even do an internet search for your area.

How much of a deposit is required if I get financed?

Answers (10)

Answer: Financing the surgery

Answer: Financing the surgery

Answer: How much of a deposit is required if I get financed?

Answer: How much of a deposit is required if I get financed?

Answer: Financing Mommy Makeover

Answer: Financing Mommy Makeover

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Everything you need to know about Mommy Makeover

Our mission is to create a world where every investment in modern beauty is Worth It.

How much of a deposit is required if I get financed?

Answers (10)

Answer: Financing the surgery

Answer: Financing the surgery

Answer: How much of a deposit is required if I get financed?

Answer: How much of a deposit is required if I get financed?

Answer: Financing Mommy Makeover

Answer: Financing Mommy Makeover

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Recommended reading

Everything you need to know about Mommy Makeover

Our mission is to create a world where every investment in modern beauty is Worth It.