Do any surgeons do in house financing? Programs that assist women in getting a mommy makeover? (photo)

Question

Honestly I have a lot of loose skin but I cover it well as can be seen by my photos. I just want to know if there are any programs that assist women in getting a mommy makeover or are willing to do in house financing? I live in Utah so that is the desired State for the operation but I can travel to specific locations. I just need to know if there is hope for this or if I need to save for another 2-5 years?

Michele DeVito, MD, FACS · Answer

Many of the other answers address outside financing options such as Care Credit and Alphaeon.  Sometimes these options have limitations with what your line of credit can be used towards.  I have had multiple discussions with my colleagues pertaining to this topic and have learned many surgery centers and anesthesia groups will not accept these two financing options as a valid method of payment, thus limiting how much you can finance with their plans.  
  
There is another financing option my office accepts called Prosper Healthcare Lending.  They start approving at a credit score of 640.  Checking your rate with Prosper will not affect your credit score as they run a soft credit check.  If approved, they will provide you with several offers which will specify different financing amounts, interest rates and loan durations.  You can choose to approve one of the offers or do nothing at all.  If you proceed with accepting an offer a representative will be notified and will reach out to you to verify banking information as well as a few additional items.  Once these items have been verified, the funding process is initiated and funds are provided directly to you.  Our patients love this option as they can finance the entire cost of the procedure, including, but not limited to, surgeon’s surgical costs, operating room and anesthesia fees.  Prosper’s interest rates are pretty reasonable.  The lowest interest rate I have seen is 3% with the average high around 14%-15%. 
 
  Occasionally, I will have patients tell me they were unable to get approved with outside financing options, express having difficulty saving money and would like to make scheduled payments towards surgical costs.  For my practice and many of my colleagues this is an acceptable option for those who are serious about moving forward with surgery.  We do have stipulations with proceeding this way and require all fees be paid prior to the scheduled surgery date.  Continue to do your due diligence and ask potential plastic surgeons what their financial policies are. Good luck and please try not to get discouraged. – Dr. Michele DeVito

Ozge Ergun, MD · Answer

The price of Mommy Makeover operation depends on several factors such as the difficulty of your case and your request for your operation area. 
In my practice, prices for Mommy Makeover operation reaches from 5550 Euro up to 5950 Euro range, and it also includes the travel package such as accommodation, local transfers, and language assistance. If you want to learn more you can click the link below.

Kenneth Hughes, MD · Answer

Based on your pictures you seem to be a great candidate for a mommy makeover, consult carefully with a board certified PS.

Camille Cash, MD · Answer

It appears you would be a good candidate for the Mommy Makeover.  Surgeons generally do not have in house financing, but many have information about companies that extend credit for medical procedures.  These companies offer a variety of options based on your credit and needs.  I recommend scheduling a consultation with a board certified plastic surgeon in your area.

Robert M. Tornambe, MD · Answer

kcoppa88.   It appears from your photographs that you are an excellent candidate for mommy makeover surgery. However, if finances are an issue, you may consider seeking out a Plastic Surgery training program affiliated with a University in your area. Surgery will be cheaper, but performed by a Plastic Surgery resident in training, however that resident will be assisted and closely overseen by a board-certified plastic surgeon. This may be your best option so you should explore the possibility. Be certain it is a program approved by the American Board of Plastic Surgery. Best of luck.

Do any surgeons do in house financing? Programs that assist women in getting a mommy makeover? (photo)

Answers (6)

Answer: Financing

Answer: Financing

Answer: Mommy Makeover Expense

Answer: Mommy Makeover Expense

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Everything you need to know about Mommy Makeover

Our mission is to create a world where every investment in modern beauty is Worth It.

Do any surgeons do in house financing? Programs that assist women in getting a mommy makeover? (photo)

Answers (6)

Answer: Financing

Answer: Financing

Answer: Mommy Makeover Expense

Answer: Mommy Makeover Expense

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Recommended reading

Everything you need to know about Mommy Makeover

Our mission is to create a world where every investment in modern beauty is Worth It.