I have recently opened a CareCredit account and am planning to use it to pay for 1-2 upcoming cosmetic procedures. My main concern is that when I looked up customer reviews on CareCredit the average ratings are 1-2 stars out of 5 with people saying its a scam, money pit etc. I have great credit now and do not want to risk that because of some stupid scam the users also say that the monthly payment calculator they have on their site is inaccurate. Any advice?
March 23, 2013
Answer: Financing surgery
I have used them for over 10 years and have never heard a patient complain about them. Some patients even use them to prepay for insurance covered procedures while waiting for insurance reimbursement. I suspect it's a case of people who don't like them are more vocal and post reviews while those who are happy with them are unlikely to post reviews. That skewers their rating to an inaccurate low rating.
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March 23, 2013
Answer: Financing surgery
I have used them for over 10 years and have never heard a patient complain about them. Some patients even use them to prepay for insurance covered procedures while waiting for insurance reimbursement. I suspect it's a case of people who don't like them are more vocal and post reviews while those who are happy with them are unlikely to post reviews. That skewers their rating to an inaccurate low rating.
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October 18, 2013
Answer: Is CareCredit a reliable financing option for plastic surgery? I am not sure where you came across those reviews. In my practice, CareCredit has been very helpful for our patients. Many practices, ours included, offer no interest options for 6-12 months which is very convenient for patients who need to save for their procedures. The financing can be expensive if you don't pay of the balance within the no interest period. However, this is clearly stated in their brochures and online. I recommend CareCredit without reservation for patients who know they can pay off the balance within the 6-12 month period. If you need to carry the balance beyond, there are other options that are less expensive. I hope this information is helpful.Stephen Weber MD, FACS Lone Tree Facial Plastic Surgeon
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October 18, 2013
Answer: Is CareCredit a reliable financing option for plastic surgery? I am not sure where you came across those reviews. In my practice, CareCredit has been very helpful for our patients. Many practices, ours included, offer no interest options for 6-12 months which is very convenient for patients who need to save for their procedures. The financing can be expensive if you don't pay of the balance within the no interest period. However, this is clearly stated in their brochures and online. I recommend CareCredit without reservation for patients who know they can pay off the balance within the 6-12 month period. If you need to carry the balance beyond, there are other options that are less expensive. I hope this information is helpful.Stephen Weber MD, FACS Lone Tree Facial Plastic Surgeon
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