Fat transfer to the ankles is a difficult procedure, and patient selection is the key. Consult with three board certified plastic surgeons experienced and expert in fat transfer to understand your options. Costs for fat transfer like other cosmetic surgery varies considerably across the
country...
The hard lump is not uncommon and can be due to inflammation. Fat is important for many things in the body among them: keeping the body from losing heat, serving as a lubricant of sorts for muscles to move, cushioning the body, etc. This lump is not out of the ordinary with inflammation...
It will certainly take longer than 12 days for the fat swelling to resolve. Furthermore, unless the technique was the Viafill system, a large amount of the fat will resolve and go away. So be patient. It will get better.