How much would it cost to repair a torn earlobe? Is there any insurance that cover this expense? (photo)

We charge $500 for a single ear lobe repair, this includes consult, procedure and follow up. The procedure can be done at the time of the consult! Unfortunately it will be hard if not impossible to get this covered by insurance

What you have is a very common problem and can easily be addressed and repaired by a plastic surgeon.  Unless this was a traumatic earlobe laceration, insurance will NOT cover the expenses and it should cost between 250-1000 depending on your location.