My doc says a freckle-type spot needs to be removed. He only wants to do a 'shave' biopsy, send it to pathology, THEN bring me back to remove the rest. I want them to take the entire spot, then send the tissue to pathology. If it comes back bad, then I will do further tissue removal. Other docs refuse to remove it completely, too. Why the resistance? I am happy to pay in advance if there is a question about 'cosmetic procedure' vs insurance-paid carcinoma. I live in Denver. Suggestions?