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Birthmark removal require a series of treatments combining lasers, tattoo lasers, peels or microneedling/prp. I can't speak to your insurance coverage, but I recommend getting a formal evaluation with a cosmetic dermatologist who is an expert in lasers. Best, Dr. Emer
This will depend on your individual cover, however in Australia this is partially covered under Medicare. This type of birthmark is called a congenital naves, and will require serial excision by either a surgical dermatologist or a plastic surgeon. The final scar can be improved with lasers. All the best, Dr Davin Lim. Brisbane, Australia.