Do plastic surgeons in the United States have insurance covering Canadian patients in the event of an emergency?

Question

I am a 27 year old Canadian woman looking to have a BBL done in Miami. I would be staying in Miami 12 days post op. My health insurance through work as well as my visa (or any private insurance I've called) donot cover me in the event of a medical emergency related to elective surgery. What I am saying is if I have any complications during surgery or after during my 12 day stay and need to be hospitalized and treated, I am not covered. What do Canadians do for insurance?

Orlando Llorente, MD · Answer

Thank you for your question!In the case of any emergency the require hospitalization and don't have covered you would still be treated and bill for it later, but the are medical covered companies the covered out of U.S.A patients.Best Luck to you.Thank you

Luis E. Redondo, MD · Answer

We have a complication insurance that we pay for all of our patients that will cover all complications regarding your surgery. Of course this has to be paid separated from the surgery. Some of us Used routinely in all our patients, others use it only when the patient ask for it. Ask your Plastic surgeon if he/she has available this type of insurance. Find a Board Certified Plastic Surgeon and
discuss what will be the proper treatment to achieve the result you desires.

Regards,

Dr. Luis Redondo

Jefrey Fishman, MD, FACS · Answer

Your question is a very good one.  There are companies that provide insurance for complications that arise out of having plastic surgery.  Many plastic surgeons provide this as part of surgery.  Sometimes patients will pay the premium for this insurance.  Sometimes the premium is included in the cost of surgery.In the US, this type of insurance policy is becoming more common as health insurance companies, more and more, does not cover complications that arise after cosmetic surgery.Ask you plastic surgeon if this type of insurance is an available to you through his or her office and if so, specifically what does it cover.  If he or she does not have this available to you, it may be desireable to consult another surgeon.Jefrey Fishman, MD, FACS

Do plastic surgeons in the United States have insurance covering Canadian patients in the event of an emergency?

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Do plastic surgeons in the United States have insurance covering Canadian patients in the event of an emergency?

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Our mission is to create a world where every investment in modern beauty is Worth It.