Hello and Great Question. I appreciate the time you are spending researching this procedure. My name is Dr. Matthew J. Nykiel. I am a Board Certified Plastic Surgeon, a Fellowship Trained Cosmetic Surgeon, and a Butt Augmentation Specialist. Our office utilizes multiple 3rd party cosmetic surgery & financial lenders: i.e. Care Credit, Alpheon, Credit Unions. We also have "payment plans" such that you can make multiple payments over a set time prior to your surgery.At our office, we have specific staff that help you navigate this process. In addition, I recommend speaking with your own bank or credit union as they typically have significantly lower rates and better terms. Safety, Quality Control, & Experience are important aspects to surgery. And unfortunately these measurement have an inherent cost. When you are shopping for "affordable" elective cosmetic surgery; it is a "buyer-beware" market. In order to cut expenses to be "affordable" Safety, Quality Control, the Experience of the Surgeon and/or Credentialing of the Surgeon will be cut. I think it is extremely important that you ask and look into each one of these aspects when selecting your surgeon and location. I also feel it is important to choose a Board Certified Plastic Surgeon with training and specialization in Butt Augmentation. Best of Luck! Please reach out if you have any further questions or concerns. Matthew J. Nykiel, MD#TopREALSELFDoctor#CoreREALSELFDoctorButt Augmentation SpecialistLiposuction SpecialistBoard Certified Plastic Surgeon