Insurance for ER visits related to breast augmentation?

Hi Nurturing407799,
Your question is excellent. Complications in breast augmentation are fortunately rare, but you are correct that most insurance programs will not pay for downstream complications of aesthetic surgery.
CosmetAssure is a cosmetic surgery insurance program, purchased at the surgeon level, not the patient level. This means that a participating surgeon elects to purchase the policy for all of his or her cosmetic surgery patients--this avoids surgeons "cherry picking" and purchasing the insurance only for their higher risk patients.
I purchase a CosmetAssure policy for all of my patients. Fortunately, I rarely have to submit a claim for a complication, but it is a wonderful peace of mind for both patient and surgeon, in the rare instance that a cosmetic patient needs an ER evaluation or a hospital admission.
The attached video link describes recent data on complications in breast augmentation surgery, which is relevant to your question.
Hope this helps.
Best,Christopher Pannucci MDBoard Certified Plastic Surgeon Plastic Surgery NorthwestSpokane, Washington

You are correct that ER visits after breast augmentation would be very rare. Complications that arise should be discussed with your surgeon. When shopping for a policy you want to consider coverages, facilities that are in your network, as well as out of pocket costs in addition to premiums.

Hi & thanks for your question.
You would need to contact several insurance companies to find out if this would be a covered benefit under specific plans. Best wishes!