Would I be a better candidate for a mommy makeover or just a breast reduction?

If you are done having kids you can have a procedure to either address the abdomen and/or breasts.
A mommy make over addresses the excess skin and laxity in the stomach. It is a tummy tuck or abdominoplasty. The goal is to restore the natural anatomy of the rectus muscles and correct any separation (diastasis). The excess skin is then trimmed, and a new home for your belly button made. This give a more defined flat waist line. The breasts usually due to age and breast feeding have decreased volume in the upper pole (cleavage goes down). The nipples may point down. The repositioning of the nipples alone is a lift or mastopexy. The addition of implants helps correct the deficiency of the upper pole in your breasts, and adds back the cleavage.
Happy to layer discussion with a virtual consultation.
Combining procedures can be more expensive but cheaper overall. Recovery 2 weeks off work. Perhaps option of the third.

Based on your photos it appears you are a candidate for a breast lift with or without reduction. This will remove excess skin and breast tissue, lift the breast and nipple, as well as downsize the areola. If you are interested in a tummy tuck, liposuction, or both it is best to first lose weight. Your photos indicate that you have visceral/internal fat which is not addressed or improved through these procedures, but is reduced with weight loss.