Is a Tummy Tuck the only way? just want to flatten belly and lose the love handles

With proper athletic training, you will probably be able to make improvements in your overall body shape, including your tunny and love handles. If your skin in wrinkled or stretched out, a tummy tuck may be the only option to get that pre-pregnancy tummy back.

A tummy tuck does 3 things that you can't accomplish with diet and exercise: First, it removes any localized fat in the abdominal area; you can't "spot reduce" with exercise. Second, if the muscles have been pushed apart from the pregnancy (what is called a diastasis), they cannot be pulled back into place with exercise. Third, if the skin is loose, particularly if you have stretch marks, it will usually not snap back. I would encourage you to get in good shape though so that you know that you have done what you can for yourself before deciding on the tummy tuck./