Plastic Surgery Financing - What Are Some Reputable Lenders?

This is a common and important question.  Care Credit is a widely used lender.  Other individuals borrow money from existing or new credit cards which give cash back or "miles."  I think that it is super important for any borrower, whether it be for plastic surgery or something else, carefully read the fine print.  What would be most important for me as a consumer would be to know:  the interest rate, amount of time one is given to pay the loan, the exact fees (and all of them) that will be charged throughout the life of the loan, and whether there is a prepayment penalty (never know if you are going to win the lottery and be able to pay it off sooner...).  Best of luck.

CareCredit is a reputable lender for cosmetic surgery procedures.  Many of the patients use this company.  We have had a relationship with them for years and no problems.

Financing options are available for UK patients through my secretary where she will guid you the application process. finance is also available through the hospital where i operate. Again my secretary can sign post in the direction.

Hello. There are several reputable lenders. I have worked with Care Credit plenty of times. Never had any issues and to my knowledge, neither have any my patients.

Hopes this helps!
Dr. Miguel Mota

Excellent question! I understand that plastic surgery can be an expensive out of pocket cost. Our office offers financing through CareCredit. Keep in mind, some lenders have zero interest rates for a period of time (ex. 6 months), but their interest rates can be high over the grace period. Be sure that the interest-free window makes sense in your budget.

There are several companies that offer independent financing for plastic surgery procedures in Australia. We directly do not offer the finance but have had patients that have used both these companies previously; tlc.com.au/ and medipay.com.au/. Both have application forms available online and you can contact them directly to see if you are eligible or discuss their fees and payment options. Depending on your procedure, there is sometimes the option of receiving money through your superannuation. You can also discuss this directly with your superfund to see if you are eligible. As always, cosmetic and plastic surgery is a medical procedure and we always suggest and recommend you discuss and consider the potential risks with your Surgeon before making any decision to go ahead and have an operation. Please do your research and see a Specialist Plastic Surgeon who has the FRACS qualification after their name.