Payment options vary greatly for different practices. My office does not offer in-house financing, however, we do accept Care Credit Financing. It is quick and relatively easy to check if you qualify for a Care Credit account. It is used as a credit card with a set amount available for financing. They often offer 0% interest rates for 12 and 18 month agreements. Patients like using Care Credit since they do not have to disclose any financial information to us. In addition, my office accepts all major credit cards as well as cash and checks. Patients can also split up surgery payments between different cards, partial Care Credit, and cash. I would check with the specific surgeon you are considering for surgery and see what options are available.