I'm only 16 and losing my hair. What options do I have? (Photo)

If you are 16 and notice hair loss and want options, see a doctor for a proper exam and treatment options.  You need to have a diagnosis.

What you are likely experiencing is hairline maturation (HLM). Check out the links to understand more. An up close office examination would be needed to really confirm if you have early androgenetic hair loss or not.  It is certainly possible - although the vast majority of your changes are HLM.

Losing hair above the temple points can start at an early age and doesn't necessarily signal impending doom. It will sometimes stop at that point. However, if you have thinning in the frontal area as well that may be more ominous. It is best to look at family history of hair loss on both your parents sides as this will be the best predictor of your future hair loss. Although hair loss is traumatic for some more than others the pattern you show does not cause me concern. As you get older first there are medical treatments and secondly surgical treatment options as well. In the meantime try to eat as healthily as possible and avoid smoking to maintain the health of your hair and body. 

It is normal to develop a mature male hairline with a little temple recession.It is normal to see a little scalp through your hair, particularly when your hair is dark and your scalp is light.Scientifically proven to keep hair:finasteride (and dutasteride, AKA Propecia and Avodart)minoxidil (5% Rogaine)LLLT (like Theradome)Shampoos that contain ketoconazole, zinc, selenium, and coal tarWhat you need first is to stabilize
your hair loss since it is starting early.  Use all the medical treatments you can and avoid a transplant until you are older - late 20s at least is preferable.Good luck!