Can My Insurance Pay for Bump Removal on My Nose During Surgery for My Deviated Septum?

Depending on your insurance company, they will typically cover some or all of the functional portion of your procedure.  Occasionally, if a structural abnormality contributes to impaired breathing, insurance may cover the part of surgery which fixes this issue.  This is usually the case when a patient has nostrils that are pinched, or a crooked nose. A hump does not impair breathing, so it is not likely that rasping of a nasal hump will be covered by insurance. This is a cosmetic procedure that would be billed separately. Thanks, and I hope this helps answer your question.

This is a very frequent question and I understand the motivation. However, insurance companies are well aware of patients trying to have cosmetic portions of a procedure covered by their insurance policy. If insurance companies discover this has occurred they can refuse to cover any part of the procedure which can result in a significantly larger bill for you. It is also dishonest on the part of the plastic surgeon to try to "sneak" some changes in your nose into the legitimate insurance procedure. It is not worth the risk to you or your surgeon to try to do this.Stephen Weber MD, FACS

In Ontario,  Canada our government insurance provider called OHIP will pay for functional nasal surgery.. Examples include septoplasty and in some cases septorhinoplasty for breathing.   Removal of a bump is considered cosmetic surgery and not an insured service.  In some situations if a patient requires septoplasty and bump removal a portion of the procedure would be covered and the cost for the cosmetic procedure may be slightly less than if done for purely cosmetic purposes.