Hello in California,First of all, don't waste your money on oils, lotions and supplements. None of them work even one little bit, as you are finding out. Only Minoxidil and Finasteride have documented evidence for increasing hair growth, and primarily on the scalp. Some studies have shown benefit from using Minoxidil on the beard, but the hairs are often very fine and light.Facial hair is present in women, babies and children, but it is vellus hair which is fine, short and clear and only visible if you look really, really closely. Under a combination of male hormones and genetics (family history) vellus hair changes into thicker, darker and longer terminal facial hair in men, starting in puberty and continuing into the early twenties. Even at age 20, it is possible that you will develop more facial hair over the next 5 years. There is no way to predict for sure, but have a look at your male relatives (brothers, father, maternal and paternal grandfather, uncles...) to get an idea of the genetics of facial hair in your family. If none of them have a lot of facial hair, then that is probably what is in store for you as well. You can choose to have a beard transplantation procedure and you will most likely be very happy with the results. The only downside to doing it at such a young age is that (a) if you wait longer and get some natural hair growth, you may be able to get away with a smaller transplant, and (b) there's a chance you may start to get hair loss in your scalp in the next 10 years, and you may decide that transplanting your balding scalp may be more important than the beard, and that you need all the grafts you can get. Basically, you just have to figure out what your priorities are. Again, looking at your male relatives will help. Are many of them bald? Did they start to lose their hair at a young age?If you decide to come in for a consult, bringing photos of your male relatives will be helpful.