Which dr. in Miami, FL will accept my insurance?

Far more important than the technique is the skill and experience of your plastic surgeon. Choose your surgeon rather than the technique and let them explain why one technique may be better than another.  See the below link on some suggestions on finding the most qualified Plastic Surgeon for you.  Always insist on a board certified plastic surgeon.

Best to check directly with your insurance company to see whether breast reduction surgery is a “covered” benefit with your specific policy and which doctors are "participating". Then, given that every insurance company has different “criteria”, best to identify exactly what your specific insurance company considers criteria for approval. Generally, the more documentation you have (for example, from your primary care doctor, physical therapist, chiropractor etc.) the better when it comes to obtaining insurance “authorization” for the procedure. Also, for many insurance companies, the closer you are to your long-term ideal weight, the better.
This documentation and letter/pictures from your plastic surgeon will help you obtain authorization. Keep in mind, as you work towards your goals breast reduction surgery is one of the most patient pleasing operations we perform. Also, prepare to be persistent when dealing with health insurance companies. I hope this, and the attached link, helps. Best wishes.

The easiest way to discover which plastic surgeons accept your insurance is to check with your insurance company.  They can direct you to a list of participating plastic surgeons.  Remember that health care insurance coverage of breast reductions starts with your primary care physician.  Your insurance company can also provide you with information regarding the process that they have in place regarding eligibility for breast reduction coverage.