How likely am I to have insurance pay for a septoplasty and accompany it with a rhinoplasty (paying for rhino myself)? (Photo)

You clearly have a good case for having your septoplasty performed under insurance. However trying to navigate the costs and what you will have to pay out of pocket can be tough to figure out. You should see an ENT who also does rhinoplasty. They are used to trying to navigate this issue. SoMuch depends on your insurance and deductible. It’s worth seeing a few different surgeons to help deal with this. What you don’t want to occur is to have the rhinoplasty done somewhere and end up with an unanticipated bill from the surgicenter. You want to know two things. What are your out of pocket expenses going to be. And you want this to be settled before surgery.

Insurance and septorhinoplasty? After an examination by a very experienced  rhinoplasty surgeon your insurance will give you an answer   predetermination of benefits  The other costs you are responsible for. Don’t shop price but rather quality

Dear mercedesel,
if your deviated septum is causing you symptoms, there is a high chance that the surgery will be covered by insurance. If you are considering a surgery, I would suggest you to consult a board-certified plastic surgeon. Only after a thorough examination you will get more information and recommendations.
Daniel Barrett, MD
Certified, American Board of Plastic Surgery
Member, American Society of Plastic Surgery
Member, American Society of Aesthetic Plastic Surgery

In my experience, septoplasties done for the improvement of breathing are a covered procedure.   Often, patients will pay for the rhinoplasty which isn’t paid for by insurance.   All costs relative to the rhinoplasty such as the time of anesthesia during the rhinoplasty will also not be covered, and is usually paid for by the patient.   Hope this helps!

 A thorough internal examination the nose is going to be required to determine medical necessity to bill  medical insurance. Preauthorization  must occur with your specific insurance plan. Anticipate co-pays and deductibles associated with any functional internal nasal surgery. Expect to pay for the cosmetic component of the rhinoplasty yourself.  The cosmetic rhinoplasty procedure would accomplish straightening the crooked nose, shaving down the dorsal hump and refining the nasal tip.