I Am 5'5" Weighing 165 and Have a Size 36I Breasts. Would BCBS Cover a Breast Reduction for Me?

Insurance companies cover breast reductions based on 2 criteria.  First, you must have symptoms relating to the large breasts such as neck, back or shoulder pain or rashes.  You have met that criteria since you have back pain.  Second, the amount removed has to meet their requirements.  From your height and weight, they calculate your body surface area and use a table that predicts the amount to be removed.  At 5'5 and 165 lbs, your body surface area is 1.84 meters squared.  If your insurance was Aetna, they would require 705 grams.  At size 36 that would correspond to 3 1/2 cup size reduction, which would put you in an approximate size DD.

Best Wishes,

Gary Horndeski, M.D.

Thank you for the question.

Based on your description you may be a good candidate for breast reduction surgery.
The best way to obtain insurance coverage for breast reduction surgery involves some “hoops” to jump through. The more documentation you have (for example, from your primary care doctor, physical therapist, chiropractor etc.) the better when it comes to obtaining insurance “authorization” for the procedure.
This documentation and letter/pictures from your plastic surgeon will help you obtain authorization.

As you know, you may need to be persistent when dealing with health insurance companies.  Keep in mind that breast reduction surgery is one of the most patient pleasing operations performed.

Best wishes.

Every insurance plan has their own unique criteria on whether they will cover a breast reduction.  More and more, we are seeing plans where a breast reduction is not a covered benefit.  If it is a covered benefit, some insurance plans set a minimum required amount of tissue to be remove in order to met their threshold for coverage.  Some set the amount in relation to your BMI (height and weight).  Others require extensive medical records documenting neck pain, back pain, and history of rashes.   The other alternative is to opt for a breast reduction as a self-pay option.   Start by visiting with a board certified plastic surgeon to learn more about your options.
Best wishes,

Dr. Basu
Houston, TX