If I have abdominal muscle separation, as a result of numerous surgeries will my Aetna choice 2 plan cover a tummy tuck? (photo)

Insurance will typically not cover any cosmetic procedure and a tummy tuck is considered as such. Insurance will cover a repair of an abdominal hernia or a panniculectomy for documented infections to the abdominal redundant tissue at the waist called a pannus. I would not base any decision on your situation from observations a personal trainer since they had no formal medical training. The best option would be to be evaluated by a board certified physician who can address your anatomy and give you options. Good Luck and continue the exercise-way to go.

Your frustration is common to many women. Cosmetic surgery is defined as surgery which improves appearance. A Tummy Tuck is a cosmetic operation because muscle separation is NOT a hernia ( defined as the protrusion of anatomical structures beyond their normal location into a structure where them it/they do not belong). Medical insurance companies do not pay for cosmetic surgery and restrict coverage of some non-cosmetic operations. Although most will partially pay for the repair of a Hernia, especially if it is well documented, they will never knowingly will pay for the repair of muscle separation which is the consequence of pregnancy and massive obesity. Peter A. Aldea MDMemphis, TN