Genetic Undereye Bags - Only 22 Y.o.? (photo)

Hi SRowan.  At your age, we would likely suggest Restylane.  Injecting the under eye area with Restylane can go a long way toward addressing your concern.  It is much more affordable than surgery and lasts up to 1 year.  

Fillers would be a good first line option for you [by an experienced injector]. If you wanted something more permanent, a lower lid blepharoplasty with fat repositioning would be my recommendation. This would reposition the fat from the bulge above into the hollow just below [tear trough] and minimize chance of lower eyelid hollowing as you get older.