Sagging face at 36 - what do you recommend? (photos)

I have noticed my face is starting to drop around my chin / mouth area. I can see fat forming near the corners of my mouth. I don't particularly want to go under the knife but if that's the best option I will look into it. I thought about having ultheraphy but I have heard it can be very painful. I also looked into fat disosolving injections in the face or lipo. I can't afford to spend a lot of time or money on a procedure. Is there anything you can recommend? Thank you