Early 20s with Loss of Resiliency and Wrinkling Under Eyes. Solutions? (photo)

There are two minor [and they are minor!] issues that can be addressed. The fine lines/crepiness around the lower eyelid can be addressed with Erbium/CO2 combination laser. This is safer than pure CO2, though fractional laser has improved safety in this regard.

There is also a mild hollowing along your lid/cheek junction that makes your eyelid fat more apparent. Fillers such as Restylane or Juvederm would be ideal in this area.

At 22 years old, I wouldn't recommend pursuing lower eyelid surgery. Fractional laser resurfacing can help with the crepey changes in the lower eyelid skin. The hollowing below your lower eyelid can also be filled with a hyaluronic acid filler such as Restylane. It is quite possible that you would benefit from a lower blepharoplasty down the road but the tear trough and skin redundancy that concern you aren't significant enough at this time to consider surgery.
Thank you for your question.Stephen Weber MD, FACS

Your photos seem to indicate hollowing of the lower eyelid area which causes dark shadowing. Your fine wrinkles may be from years of squinting, relative redundancy of skin. I suggest to start with because of your young age doing some simple things that would help a lot. 

At 22 years of age - My recommendation would be to be evaluated for fillers such as jeuvederm, restylane or other HA filler. Radiesse would also work. This would take care of the hollowing and in filling out the depressed "tear trough" area might even help some of the wrinkles. If not consider a TCA or other light peel  or light laser treatment of the lower lids. Light color base make-up might also help as would be moisturizers as a finishing touch.