Consultation scheduled on 6/5. hoping insurance will cover both a panniculectomy and breast reduction. I am 29, BMI 34 and have had 5 pregnancies in the past 7 yrs and weight loss surgery (2013) which have all contributed to sagging excess skin. We have been advised it would be life-threatening to have more children, so I feel it is a good time to restore and repair my body. Hoping to have insurance cover a breast reduction and lift, and panniculectomy with abdominal muscle repair.