Will my BCBS PPO Alabama insurance cover a breast reduction?

BSBS of AL does cover breast reductions assuming you meet their criteria.  You can call your insurance carrier and ask them to provide you an explanation of what they require for breast reduction.  Don't accept the answer that "if it is medically necessary we will cover it".  Ask for their specific criteria so that you can determine if they may consider it for you.  They can probably refer you to a link on their website that discusses that subject.The plastic surgeons in our area also know how to interact with BCBS to request a determination.  Any plastic surgeon in those areas should be able to help assuming they are part of the BCBS PPO network.Good Luck

Under certain circumstances Breast Reduction is covered by insurance. Unfortunately, each insurance company has their own criteria. Large breasts (macromastia) or breast hypertrophy can occur in a variety of conditions (family trait, post pregnancy, excessive adolescent growth). In general when the excessive breast size causes functional problems, insurance will generally pay for the operation if more than 400 – 500 grams are removed from each breast dependent on your individual insurance company requirements. These problems may include neck pain, back or shoulder pain, hygiene difficulty, and breast pain. Other problems which are less likely to be covered by insurance include skin irritation, skeletal deformity, breathing problems, psychological/emotional problems, and interference with normal daily activities. Pre-authorization by the insurance company is required prior to surgery, and the process takes approximately one month. Each insurance policy has different guidelines and exclusions.This procedure is commonly covered by insurance through insurance criteria are becoming more and more restrictive. Although we do not accept insurance, our staff will assist you in obtaining pre-authorization so that you can attempt to be reimbursed for out of pocket expenses