Will my Insurance Pay for Blepharoplasty?
- Asked by caitie in cincinnati, oh
- 5 years ago
insurance covers for eyelid surgery?
Insurance Payment for Blepharoplasty Requires Decrease in Vision Proven by Visual Fields
Most Bleparoplasties that are done are not covered by Medical Insurance. Insurance companies have strict criteria that must be met for Insurance to cover a Blepharoplasty.
To meet these criteria you must have a Visual Field Exam done usually by an Optometrist.
That exam tests your ability to see around you. If the Visual Field Test shows that 25% of your upper Visual Field is cut or lost by the overhanging Upper Eyelid Skin then your Blepharoplasty may be covered
BLEPHAROPLASTY AND INSURANCE
In some instances insurance will cover the fee for upper eyelid blepharoplasty. The reasons include:
1- Significant interference with vision or obstruction of the superior or lateral (outer) visual fields; insurance companies and Medicare will usually require visual field testing to document a minimum of 12 degrees or 30 percent loss of upper field of vision.
2-Difficulty reading due to superior visual field loss.
3- Looking through the eyelashes or seeing the upper eyelid skin.
Insurance companies other than Medicare will require the visual fields and photographs be submitted for review and pre-approval prior to surgery.
Lower eyelid blepharoplasty is never covered by insurance- this is a purely cosmetic and not a functional (medically indicated) procedure.
Insurance can pay for Blepharoplasty in certain cases
If hooding of the upper eyelids interfere with your vision, your health insurance company may cover blepharoplasty surgery for the upper eyelids only. Most health insurance companies exclude coverage for cosmetic surgical operations such as the lower eyelid blepharoplasty or any complications that might occur from the surgery. Most insurance plans exclude coverage from secondary or revisionary surgery.
Recent Eyelid Surgery Reviews
Eyelid Surgery Photos
Functional blepharoplasty be covered by insurance
Third party payers will not pay for a cosmetic blepharoplasty. However, some patients may exhibit visual field obstruction documented by a visual field test in the upper eyelids. These patients may qualify for a functional blepharoplasty to relieve the obstruction.
Web reference: http://www.surgery90210.com/face/44/eyelid-surgery.aspx
Depends on visual field obstruction
Typically, blepharoplasties are considered cosmetic surgery and are not paid for by medical insurance. However, if there is approximately 30% of visual field obstruction of the entire field of view, some insurance companies may consider paying for this as a functional problem. Always be prepared to pay for this surgery in case your insurance denies the claim.
Blepharoplasty is usually not covered.
That is a good question and one that almost every patient asks. However, the insurance companies are very strict when it comes to covering procedures which may seem "cosmetic" in nature. Your best hope of getting it covered by insurance is to have a visual field test by an ophthalmologist. However, the test will have to show significant visual obstruction of your vision by your redundant upper lid skin for the insurance company to consider covering the procedure. Then, even if they do cover it, you would need to find a plastic surgeon who takes your insurance. Since, the insurance companies usually only pay pennies on the dollar, most plastic surgeons do not take insurance.
I hope this is helpful.
David Shafer, MD
Shafer Plastic Surgery, NYC
Web reference: http://www.doctorshafer.com
Visual Field Test
Insurance coverage for Blepharoplasty is limited to those patients whose excess upper eyelid skin or sagging brow causes a measurable impairment of their peripheral vision. This condition must be documented by Visual Field testing, which evaluates the degree of obstruction caused by the hanging upper eyelid or sagging brow. One measurement is done with the eyelids in the "normal" position, and a second measurement is done with the eyelids taped or held open. If there is measurable improvement, insurance may cover the procedure, but there are generally no guarantees.
Decrease in visual field may justify upper blepharoplasty
If the upper eye lid covers the pupil, there is infection due to excess folds of skin, or an eye doctor can demonstrate decrease in visual field due to heaviness of the upper lid, insurance may cover various surgeries on the upper lid depending if the problem is excess skin, weak or detached levator muscle, or ptosis of the brow causing visual field deficit. If your visual field is normal and you have no dermatological condition, blepharoplasty will not be covered.
Blepharoplasty & Insurance Coverage
Sometimes insurance will pay for an upper lid blepharoplasty. If the upper lid droops enough to significantly impair a patient’s visual fields, then insurance may cover the upper lid repair. Normally, they do not cover lower lid surgery. If you think you have visual field impairment, talk to your plastic surgeon. Normally, the plastic surgeon will take photographs and obtain visual field mappings from an ophthalmologist or optometrist. If there is sufficient documentation to demonstrate impairment of vision, then the insurance company may pay for the procedure.
Most Insurance Companies View Blepharoplasty as a Cosmetic, Elective Procedure
The majority of blepharoplasties are viewed as cosmetic by insurance companies. Rarely, insurance carriers will cover the expense of an isolated upper eyelid blepharoplasty. Under these circumstances the insurance company will declare that the procedure is medically necessary.
Before this can occur, the insurance carrier requires that certain criteria are met. These include medical documentation of symptoms and physical findings associated with visual field obstruction. In addition, they require formal visual field studies performed by an ophthalmologist or optometrist. These studies must confirm the presence of significant visual field obstruction.
Once these studies are complete, a prior authorization letter is sent to the third party payer. This should include the visual field studies and any other pertinent information. If the insurance companies criteria are met, then occasionally they will cover the expense of blepharoplasty surgery.
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.