Thank you for your question.I would caution anyone to think that they need a cosmetic plastic surgery procedure "ASAP." This is not a decision that should be taken lightly and you should do plenty of thinking, research, and take the time to find the right surgeon for you before proceeding with an elective surgery. That being said, the payment for cosmetic surgery can be tricky. If you do not have the money up front, there are some credit companies, such as Care Credit (link provided below), that provide financing for medical procedures. Ask your surgeon if they take these or other financing plans. My advice is to take your time, save your money, and find the right person and the right time to do the procedure after you decide it is something you really want. If you find someone who is willing to do it for cheaper, or who is willing to let you make payments for the rest of it, or some other shady type setup, chances are you have found someone who you should not be allowing to perform surgery on you.Best of luck, be careful out there!