Thanks for your question. A tummy tuck, or abdominoplasty, is not covered by insurance since it is a cosmetic procedure. However, a procedure called a panniculectomy may be covered. This is a procedure that removes overhanging, excess skin and fat of the abdomen, but does not include a tightening of the muscles that is typically done in a tummy tuck. This procedure is usually indicated for medical reasons that may include rashes, infections, and inability to exercise due to the overhanging skin and fat. I have done numerous panniculectomies on patients who were on the kidney transplant waiting list, to decrease their chances of getting complications after a kidney transplant (an example of a medical reason for getting a panniculectomy). You may consider contacting your insurance company as well as a board certified or board eligible plastic surgeon to discuss indications for the procedure and whether or not you would be a candidate. Best wishes, Rohit Jaiswal, MD Plastic Surgeon Las Vegas, NV and Lake Havasu City, AZ