How Do I Treat the Ridge Under my Eye?

I'm a 22 year old male, but I look older and I think it's because I have these ridges under my eyes. I've seen different professionals and they've said that it's not bags but moreso how my face is structured. Pretty much fat separation under my eye has created this ridge and I don't know what to do about it. I've bought tons of creams, I've seen a plastic surgeon and another doctor who does mainly injections and they both refused to operate on me. There has to be something I can do!!