Can Diastasis Recti and a Hernia Repair Be Covered Under Insurance Depending on Your Doctor and CPT Code?

Thank you for the question.  Based on your description, it sounds like you are an excellent candidate for abdominal wall contouring surgery. There is a greater chance than not that the hernia repair will be covered through health insurance.  In my experience, insurance companies will not cover correction of diastasis recti.

 I hope this, and the attached link, helps.

Insurance companies typically cover hernia repairs (umbilical, inguinal, ventral) but will not cover diastasis recti as that condition is not a true hernia.   In office we commonly repair small umbilical hernias at the same time as an abdominoplasty but any larger hernia requiring extensive repair and/or mesh would need to be corrected by a general surgeon first. 
Good luck in the rest of your research and decision making with your repairs. 

The answer you got from your insurance is exactly what I would expect.  they will pay for a true hernia such as an umbilical hernia, but not much.  Insurance companies are wise to the rectus diastasis ruse, no matter how severe or symptomatic it is.