Pain in Lower Abdomen From Excess Skin, Any Chances Insurance Will Pay for Tummy Tuck ?

Unfortunately, insurance does not cover a tummy tuck. Occasionally with documentation of recurrent infection they will pay for a panniculectomy (simply removing loose skin).#tt#tummytuck

panniculitis  , or infections of the fat of the lower skin may be covered

chronic intertriggo ,  infections in the fold may be covered

most plans have gotten very difficult   

diabetes or other medical conditions and 

history of massive weight loss help

Congratulations on losing all that weight! It would be nice if insurance companies would cover the cost of a tummy tuck, especially in your case, because of the symptoms you have, however, most insurance companies will not cover the cost of an abdominoplasty regardless of your symptoms. You can always ask them and try to get it preauthorized, but it is unlikely.

Insurance companies will not pay for a tummy tuck. What they will occaisionally pay for is a "panniculectomy". This is the removal of just the skin which hangs down over your pubic area, or lower tummy crease. In order to have this covered, it has to be "medically neccesary", and you need to be suffring from chronic skin irritation and breakdown as well as pain unresponsive to non-surgical treatment from your primary care doc. It needs to be documented for at least 3-6 months. If it is covered do not expect the results of a tummy tuck. While it will certainly help with some of the costs, you will need to pay extra if you really want the cosmetic appearance that a tummy tuck gives you. Good luck. 

Thank you for the question.

Unfortunately, unless you can demonstrate repeated infections  related to the redundant skin flap,  insurance companies will not cover the tummy tuck procedure. Given that the pain you are experiencing happens during your menstrual cycle it is  not likely to be related to the abdominal wall skin.  You may want to see your OB/GYN for consultation.

I hope this helps.