What are my options on financing for Mommy Makeover?

Question

I have a consultation set up with the surgeon this coming Saturday. I have applied for CareCredit and have been declined with a score of 650. My husband is agreeing to co-sign for me with whatever financing I can go through. I am having the mommy makeover done for $14k. I'm afraid that if he co-signs we still may not be approved for the total amount I need for the surgery. If that is the case, what are my options? He works with CareCredit, MedicalFinancing, United Medical Credit, and M-Lend.

Jerome Edelstein, MD · Answer

We have worked with Credit Medical and Crelogix in Canada and have found them to be pretty convenient for both us and the patient.

Jed H. Horowitz, MD, FACS · Answer

The Mommy Makeover is a combination of procedures to bring a woman’s body back to the way she looked prior to pregnancy. Most commonly some variation of a #TummyTuck and #BreastSurgery are performed. Additional procedures can include liposuction, umbilical hernia repair.  The most common #breastprocedures include #mastopexy or #breastlift, #breastaugmentation, or #breastreduction.

The costs of a #Mommy Makeover will depend on several factors. Such include the geographic location, the skill and experience of the surgeon, and operating room and anesthesia fees. Approximate #costs can be found here on the Real Self website, Surgery.org, or PlasticSurgery.org. Also, the costs are contingent on the specific #procedures being combined in the operation. Such will be discussed in greater length during your one-on-one consultation. Also, such #combined operations are often performed with our Gynecology colleagues. Tubal ligation is a common post pregnancy procedure which is done at the time of many of the surgeries included with Mommy Makeovers. Therefore, if you require a gynecologic operation or study (laparoscopy) and are considering a plastic surgery procedure, discuss these issues with your doctor. Combining these procedures decreases anesthetics, costs, and recovery time.

Lewis Albert Andres, MD · Answer

Thank you for the question!   Financing is certainly an option for aesthetic procedures. Those companies that you listed are some of the reputable ones.  Applications are necessary and a viable option if you qualify. Best wishes!

Kenneth Hughes, MD · Answer

There are many financing companies that may be able to help with this.Kenneth Hughes, MDLos Angeles, CA

Tom J. Pousti, MD · Answer

It is always in patient's best interest to achieve a certain degree of financial stability prior to undergoing elective surgery of any type. Patients should also keep in mind that additional surgery may be necessary in the short or long term, following the primary procedure that is being performed;  this additional surgery may be associated  out-of-pocket expenses. Again, best to achieve a physical, emotional, psychosocial, and financial “stable state” prior to considering elective plastic surgery. Best wishes.

What are my options on financing for Mommy Makeover?

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Answer: What are my options on financing for Mommy Makeover?

Answer: What are my options on financing for Mommy Makeover?

Answer: What are my options on financing for Mommy Makeover?

Answer: What are my options on financing for Mommy Makeover?

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Everything you need to know about Mommy Makeover

Our mission is to create a world where every investment in modern beauty is Worth It.

What are my options on financing for Mommy Makeover?

Answers (7)

Answer: What are my options on financing for Mommy Makeover?

Answer: What are my options on financing for Mommy Makeover?

Answer: What are my options on financing for Mommy Makeover?

Answer: What are my options on financing for Mommy Makeover?

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Recommended reading

Everything you need to know about Mommy Makeover

Our mission is to create a world where every investment in modern beauty is Worth It.