Of course not. But your question could also have been "Do I need to find out what type of cosmetic surgery I need and the cost before I apply for Care Credit?" That might help you sort out what amounts you might want to qualify for.Most offices can give you a ballpark figure for surgery costs. Be sure to ask if the fees quoted are surgical fees only, or if they represent the entire cost (surgeon's fees, operating facility charges, anesthesia costs, medications, garments and/or implants, etc.) so you have an idea what to apply for via Care Credit. Many plastic surgeons offer no-charge consultations as well, so why not start there? Best wishes! Dr. Tholen