Will Insurance Pay for a Mommy Makeover?

Insurance will pay for a hernia repair almost always. They will not pay for diastasis recti repair. They will pay for a breast reduction if you meet the criteria.  They will not pay for a augmentation or lift.  They may pay for a panniculectomy if you skin hanging over 2 inches.  This is not a tummy tuck.  They will not pay for a tummy tuck or mommy makeover.

The hernia may be covered by insurance but the diastasis recti would probably not be as it would be considered cosmetic.

I would visit with a board certified plastic surgeon who also does reconstructive surgery.  They may be able to get the umbilical hernia portion of the procedure covered.  The rest would be considered elective and not covered by insurance.

Your insurance will most likely cover the cost of the hernia repair but it is highly unlikely that any insurance company today would cover the cost of the mommy makeover.Best of luck,

         It would be unusual
for an insurance company to cover the expense of a mommy makeover procedure.
Although your umbilical hernia would probably be covered, the mommy makeover
would be considered cosmetic. If the umbilical hernia was repaired at the time
of the mommy makeover, your insurance carrier might cover a portion of the
expense. It’s important to discuss this issue with your surgeon before
proceeding with surgery.

It is rare for insurance to pay for the MM part, but the muscle portion may qualify if you find a surgeon in network and a surgeon to do the procedure for you cosmetically.

It's unlikely that your insurance will pay for a mommy makeover, because much of the operation is cosmetic in nature.  If you have an umbilical hernia repair as part of your operation, it is possible that your insurance will cover that portion of the operation.

If you have an umbilical (belly button) hernia, this may be covered by your health insurance. However a tummy tuck and any breast lift with or without breast implants will not be covered as this is considered "cosmetic" and not reconstructive or functional. Consult with a board certified plastic surgeon to determine if you are a good candidate and to see if your hernia may be covered.

Best wishes,

Dr.Bruno

Typically, even with good insurance, the most you might expect would be a partial payment - covering the small portion of the total procedure which is related to the umbilical hernia repair.

Insurance companies don't typically pay for repair of rectus diastasis or any of the rest of the tummy tuck procedure, even for people that have back pain.  Sorry.

Mommy Makeover usually consists of an abdominoplasty, liposuction and a breast lift with or without implants.  This is a cosmetic procedure and is not covered by insurance.  An umbilical hernia may be covered by insurance, but this does not mean that they will cover the rest of the surgery.  

 

Good Luck.