You have pointed out some questions that many others have. Do not worry, there are also many solutions to these potential problems. However, I think you should be evaluated in person by a physician or a surgeon before any definitive diagnoses / plans can be made. Dark Circles generally are caused by discoloration due to thin skin, underlying vasculatures and inflammation. With decreased volume due to age and genetics, they become more obvious. As a start, if you can get your nasal allergy under better control, it will decrease the inflammation, which in turn reduces redness and vascular appearance around your eyes,. The discoloration and thin skin can be treated with a few different lasers / resurfacing treatments. It will additionally change the laxity and crepiness around the eye. You have noticed a general decreased in volume of your face. This is most pronounced in your eyes (sockets) and in your temples. You can consider filling these areas using hyaluronic acid fillers. You may also benefit from biostimulatory type of dermal fillers such as PLLA (Sculptra) or PCL fillers (Ellanse; this is not available in the US but I heard it is available in Europe). It may be longer lasting and more natural for you. Of course, if you want a more definitive treatment option, fat transfer coupled with skin resurfacing treatment can give you potentially longer lasting and natural results, where all of the areas will be filled at once with volume and rejuvenated with adipose-tissue associated grow factor/stroma. Again, adding resurfacing will address any further skin laxity and crepeness, which hopefully will give you the look you want.