Can Insurance Cover My Deviated Septum Issues

Hello “ I LoveDoctors” in Palatine, Illinois:

It is good to hear from Illinois, my birthplace. 

It sounds like the injury you sustained when you were talking badly to your sister may have been the factor in your septum no longer being a midline structure and since causing you problems. 

It is important to breathe normally, and you are entitled to breathe normally, and so the operation seems appropriate.  And the operation is a successful operation, I might add. 

About insurance: I would advise you to speak with a broker who sells insurance from various companies; I am sure you will be able to find someone in Palatine. 

The broker knows various insurance companies, knows the different policies and will want to get you the best policy possible. 

Whether or not the injury to your face 10 years ago would be considered “pre-existing” is a question that should be answered by the agent on behalf of the insurance company that may issue the policy.  So I would start there. 

Once you know the rules of the insurance world, then you can seek opinion with a specialist in nasal reconstructive surgery.  Therefore, my best advice is to check into insurance first, find out what may or may not be covered, then seek medical opinions, and you will be well informed.

Our office will be glad to give you the names of several nasal surgeons with whom we are familiar in the northwest Chicago area Any would be pleased to serve you; just contact us through our website, and we can make appropriate referrals. 

Best wishes.

Robert Kotler, MD, FACS
Facial Plastic Surgeon
Author, SECRETS OF A BEVERLY HILLS COSMETIC SURGEON
Author, THE ESSENTIAL COSMETIC SURGERY COMPANION

Deviated Septum causing breathing issues is usually covered by insurance. Ensurance that you have proper documentation including supporting documentation from other physicians in addition to your surgeon. It also is generally helpful to utilize a surgeon within your network.

A deviated septum is usually covered by insurence, but you should check with your provider.  Your surgeon's office should also be able to help determine what your insurence will cover.