Does insurance cover dental implants? Would my health care insurance cover any of it, or is it strictly under dental insurance?
Dental Implants Insurance
Doctor Answers 8
Unfortunately there is no simple answer to your question. In my experience, most of the time dental insurance covers little or nothing for dental implants. This has started to change in the last few years though, and I have had patients who have received some coverage (for example, the crown only). I can think of one patient with traditional dental insurance who had two implants completely covered (implant, abutment and crown), but this is the exception not the rule. It really depends on what type of insurance coverage was purchased. I don't believe I've ever had a patient whose implants were covered by medical insurance, but my oral surgeon friends tell me it's possible.
Not all, so there may be some homework for you it the dental office to find out. Medical may even cover the bone grafting and other charges, just not the restoration on the implant. Find an experienced office to help.
Web reference: http://www.drtimmerman.com/services/restorative/dental-implants/
Currently there are some dental PPO plans that do cover implant treatment from implant placement to final restoration. Usually they cover 50-80% of implant cost and some insurance companies have similar price range in comparison to average private practice prices. Dental insurance companies require the waiting period before they will start to cover dental implants if this is included in the plan. Some medical insurancies cover dental implants used for fixation of maxillofacial prostheses after cancer reconstructions or severe trauma.
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Dental implants are not covered by medical insurances unless tooth loss is due to trauma or pathology. In this case they might. Dental insurances often do not cover implants.
Patients can select from a number of payment options including short and long term payment plans to make their treatment possible.
More and more dental insurances are paying for a portion (40%-80%) of dental implant placement and restoration. You or your dental office would have to call your dental insurance carrier to find out if there’s any coverage. Medical insurances don’t usually pay for dental implants. But some medical insurance companies will pay for bone grafting or sedation for the procedures. Your dental office will have to get in touch with the medical insurance company to find out. Good Luck!
Dental implants are covered by most of the PPO dental insurances. You should carefully look into the plan provided by your employer before you make a selection . Again , there are many hidden clauses with the insurances and you should call them before making any deicison.
The Mediacl insurance will not cover for the dental implants.
Good luck to you.
I guess I answered your question in my headline! I've found that some dental Insurance companies still do not cover implants so shop carefully. Also remember that there is usually a waiting period before insurance will cover major work like an implant or crown.
Some dental insurances are starting to cover a portion of dental implants. Any office should be able to sent in the necessary records and paperwork to determine your benefits for implants. Medical insurance does not cover them.
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.
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