31 year old female, receding and ragged hairline, is this FFA? (photo)

Hair loss in females is a little more complicated than that of males. Several factors can contribute to hair loss/thinning such as hormones, the thyroid, underlying illness including auto-immune conditions or it may just be genetic hair loss. In your case, you would need an in-person evaluation and possible biopsy to get a proper diagnosis as to what is causing your hair loss/receding hairline. 
There are many great treatments and solutions that work wonders for women however, I wouldn't waste your time and money on these until you see a reputable physician who specializes in hair restoration. If it is in fact treatable, I highly suggest starting a haircare regimen also known as 'medical management' as soon as possible because treatments are most effective in the earlier stages. 
Treatments for women include PRP Therapy, Low-Level laser therapy (Capillus), a hair loss prevention shampoo such as GroMD or Nizoral, GroMD's Follicle Activator Spray, Rogaine for Women, and Scalp Micropigmentation. 

Based on the photo you provided this does not look like FFA(Frontal Fibrosing Alopecia ). However,I would recommend having an evaluation by a Dermatologist for full diagnosis.

This needs an in-person evaluation. I suggest seeing a hair loss expert now to evaluate and go over your condition and provide you information about your best treatment options. There are great non-invasive options like prp/progesterone and/or hair transplantation. See an expert. Best, Dr. Emer

It sure doesn’t appear like typical FFA. However, a skilled physician can confirm this once he or she examines you carefully.

A doctor can examine you are often make the diagnosis. If not, a biopsy will tell you if it is FFA