Do insurance companies pay for any Liposuction procedure? I have United Health Care.

Doctor Answers 9

Liposuction - when will insurance pay

Thank you for asking about your liposuction.

  • Liposuction removes fat from under the skin to improve appearance -
  • It is not medically necessary -
  • In more than 20 years of practice, I have not had insurance pay for liposuction for any reason.
Always see a Board Certified Plastic Surgeon.
Hope you find this information helpful. Best wishes.

Insurance coverage of Lipo

Hello and thank you for reaching out. Insurance companies will not pay for any liposuction what so ever. It is not a medical necessity, so cannot be covered. Best Wishes. 

Will insurance pay

They will not pay for cosmetic procedures. Liposuction Is considered a cosmetic procedure and therefore insurance companies will not cover liposuction.

Ankur Mehta MD

Ankur Mehta, MD
Sugar Land Plastic Surgeon
5.0 out of 5 stars 13 reviews


Cosmetic procedures, such as liposuction, are considered elective procedures and therefore are not covered by any insurance companies. You may consult your board-certified plastic surgeon's office to see if they have any financing options for you. Best of luck!

David P. Rapaport, MD
Manhattan Plastic Surgeon
4.6 out of 5 stars 37 reviews

Some instances insurance can pay

Reconstructive breast surgery after cancer with residual fat bulges could be covered by an insurance company.  Cosmetic liposuction of the abdomen, flanks, thighs etc. would be considered cosmetic in nature.

Do insurance companies pay for any Liposuction procedure? I have United Health Care.

Thank you for your question. Unfortunately liposuction is not deemed "medically necessary" by insurance companies and they will not cover the costs of the procedure.

Nelson Castillo, MD
Atlanta Plastic Surgeon
5.0 out of 5 stars 38 reviews

Insurance andlipo

They do not.At least I have not seen them cover lipo and if they did they probably would not pay a decent fee.

Robert Brueck, MD
Fort Myers Plastic Surgeon
5.0 out of 5 stars 54 reviews

Insurance Pay for Liposuction

Thank you for your question. 

Liposuction is a cosmetic procedure and is not covered by insurance. 

I hope this helps. 

Landon Pryor, MD, FACS
Rockford Plastic Surgeon
4.8 out of 5 stars 37 reviews

Insurance companies do not pay for liposuction.

Liposuction is an elective aesthetic body contouring procedure. It is not covered by health insurance.

Vincent N. Zubowicz, MD
Atlanta Plastic Surgeon
4.9 out of 5 stars 32 reviews

These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.