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Decades ago surgeons used to say that patients had an "old fracture" causing a hump on the nose in addition to potential breathing problems for a deviated septum. For two reasons, that is no longer covered. First, insurance companies know from reviewing submitted medical records when something is post traumatic and when its about a cosmetic rhinoplasty. Second, even if they did pay, the reimbursement is a lot lower for most insurance companies than it used to be. So, if you go to a discount doctor and he's willing to do it for the typically low reimbursement, you might get it done. But the most experienced rhinoplasty surgeons tend not to accept insurance anyway. You have one nose and should not go for the discount. Go for the best surgeon who will give you the best nose that you will have for the rest of your life.
Cosmetic rhinoplasty is not covered by insurance. Often times, the inside of the nose is crooked and affects breathing. The correction of the septum is part of any rhinoplasty, but it can be covered by insurance if the correct steps are taken. It usually amounts to only a small fraction of the overall cost, but it's better than nothing.
Many people who desire rhinoplasty surgery to change their nasal appearance also have issues breathing through their noses. In those instances, third-party insurance companies may or may not reimburse for the functional parts of your rhinoplasty surgery. There may also be an out-of-pocket cosmetic fee associated with your procedure. Hope this helps! Dr Joseph
Hello,Technically, an insurance company will only cover a rhinoplasty if it is a functional procedure that is fixing your breathing capability. They will not cover any purely cosmetic procedures. You will have to ask your insurance company if this is allowed, and then send all scans and information from your doctors to your insurance company. All the best, Deepak Dugar, MDScarless Rhinoplasty ExpertBeverly Hills, CA 90210
Occasionally, insurance will cover the septoplasty portion of a rhinoplasty since this portion is considered "functional." However, please note that many board certified plastic surgeons are not in network with any insurance companies.
