After my second child last yr I have been told I have a umbilical hernia, rectus abdominis, and a prolapsed usterus, bladder and rectum. My gyn will be doing a hysterectomy, do you think insurance would pay for a tummy tuck to fix the rest?
Can You Get Insurance to Pay for a Tummy Tuck Because of Prolapsed Uterus and Other Issues?
Doctor Answers (5)
Tummy tuck and insurance
It is difficult to have insurance pay for a tummy tuck but I do request coverage from carriers. Also, I do arrange to do a tummy tuck with a Gyn during the same procedure which decreases costs. I am offering a temporary price reuction and excellent financing for all cosmetic surgery. Watch my video!
Will insurance cover a tummy tuck (abdominoplasty)
A tummy tuck will not fix the rest and therefore an insurance company is highly unlikely to pay fo the abdominoplasty.
Medical Insurance does not pay for ANY Cosmetic Surgery
Your medical insurance MAY pay for correcting your umbilical hernia, prolapsed uterus/bladder and rectum but it will not pay for flattening your tummy with a Tummy Tuck (Abdominoplasty). Insurance companies regard all of Cosmetic Surgery as unnecessary surgery and do not pay for them.
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Tummy tucks are not covered by insurance
Although a tummy tuck will address the rectus diastasis that you describe, this issue is only a cosmetic problem, not a functional one. The other problems are certainly functional issues, but are handled with an operation that does NOT involve doing an abdominoplasty.
The second issue is safety: its been shown that there is a higher risk of surgical and medical complications when GYN procedures are combined with abdominoplasty. I'm personally reluctant to do any of these combo procedures.
Ask yourself: Why should you insurance company pay for an abdominoplasty, which is a cosmetic procedure?