Financing, Is Care Credit a Reliable Option?
- Asked by libbysoami3
- 9 months ago
I have recently opened a CareCredit account and am planning to use it to pay for 1-2 upcoming cosmetic procedures. My main concern is that when I looked up customer reviews on CareCredit the average ratings are 1-2 stars out of 5 with people saying its a scam, money pit etc. I have great credit now and do not want to risk that because of some stupid scam the users also say that the monthly payment calculator they have on their site is inaccurate. Any advice?
Care Credit and alternatives
We have used care credit in our office for many years and have had no patient complaints that I know of at this point. The office manager of your plastic surgeon should be familiar with this service and may be able to give your other alternatives.
Very reliable and reputable. They take part of the surgeon's fee. Therefore, some surgeons do not love them. We take it.
Care credit financing for cosmetic surgery
Care Credit is a very reputable company and not a scam. We do not use them in our office due to the high interest rates that are charged to the patients in addition to the high merchant fees surgeons have to pay to be in the program. There are many financing solutions available with your local bank, or credit union.
Web reference: Http://seattlefacial.com
Recent Rhinoplasty Reviews
Care credit is a great alternative
We have never had anyone complain about their Care credit financing selection for over 5 years. Like any financing option, their are risks and benefits, but for many this is a wonderful choice. It's a very well established company with a good track record. Definitely not a scam!
Financing, Is Care Credit a Reliable Option?
Our patients use Care Credit quite often. We have never had complaints. But it is a good option only if your credit is good. If you have a low credit rating, the charges can be quite high. The cost of the loan increases for people with bad credit just as any other loan would.
I have used them for over 10 years and have never heard a patient complain about them. Some patients even use them to prepay for insurance covered procedures while waiting for insurance reimbursement. I suspect it's a case of people who don't like them are more vocal and post reviews while those who are happy with them are unlikely to post reviews. That skewers their rating to an inaccurate low rating.
Patient Financing Options
Thank you for the question. Care Credit is a helpful tool for patients and works very much like a credit card. In my practice, patients have been very satisfied with their experience. However, as with any financial obligation, it is absolutely crucial that you review the terms with your doctor's office and/or a Care Credit representative. Best of luck!
Financing and care credit.
Care Credit is endorsed by our society and is reliable. Like anything, please read the fine print and know what your getting into. Financing can be expensive, so the least you can finance, the better, in my opinion.
Adrian Lo, MD
Is CareCredit a reliable financing option for plastic surgery?
I am not sure where you came across those reviews. In my practice, CareCredit has been very helpful for our patients. Many practices, ours included, offer no interest options for 6-12 months which is very convenient for patients who need to save for their procedures. The financing can be expensive if you don't pay of the balance within the no interest period. However, this is clearly stated in their brochures and online. I recommend CareCredit without reservation for patients who know they can pay off the balance within the 6-12 month period. If you need to carry the balance beyond, there are other options that are less expensive. I hope this information is helpful.
Stephen Weber MD, FACS
Lone Tree Facial Plastic Surgeon
Web reference: http://weberfacialplasticsurgery.com/facelift-necklift/
Care Credit Reliable
Care credit is the largest of the finance companies, so it is probably less likely to have a problem than the smaller ones. Kenneth Hughes, MD Los Angeles, CA
Web reference: http://www.hughesplasticsurgery.com/Rhinoplasty.php
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.