Financing, Is Care Credit a Reliable Option?

Thank you for the question. Care Credit is a helpful tool for patients and works very much like a credit card. In my practice, patients have been very satisfied with their experience. However, as with any financial obligation, it is absolutely crucial that you review the terms with your doctor's office and/or a Care Credit representative. Best of luck!

I have heard positive feedback on Care Credit, but there are other financing options available. Therefore, if you feel uncomfortable with it, then you may want to consider something else.

I have used them for over 10 years and have never heard a patient complain about them. Some patients even use them to prepay for insurance covered procedures while waiting for insurance reimbursement. I suspect it's a case of people who don't like them are more vocal and post reviews while those who are happy with them are unlikely to post reviews. That skewers their rating to an inaccurate low rating.

I am not sure where you came across those reviews. In my practice, CareCredit has been very helpful for our patients. Many practices, ours included, offer no interest options for 6-12 months which is very convenient for patients who need to save for their procedures. The financing can be expensive if you don't pay of the balance within the no interest period. However, this is clearly stated in their brochures and online. I recommend CareCredit without reservation for patients who know they can pay off the balance within the 6-12 month period. If you need to carry the balance beyond, there are other options that are less expensive. I hope this information is helpful.Stephen Weber MD, FACS
Lone Tree Facial Plastic Surgeon

    Care credit is the largest of the finance companies, so it is probably less likely to have a problem than the smaller ones.  Kenneth Hughes, MD Los Angeles, CA