Ingrown hairs and scarring on stomach. Any suggestions?

Hello, For the past several years I have been experiencing ingrown hairs on my stomach. Most of the hairs on my stomach are not thick, however, any thick hairs that do come in are automatically ingrown. At any time, I have anout 6 ingrown hairs on my stomach. I also have minor scarring/ discoloration from picking at the hairs. Any attempt I make to avoid ingrowns does not work. Could a dermatologist help me? Unfortunately laser hair removal is out of my price range. Thank you.